Money · 3-page PDF · 15-25 minutes
A starting inventory of income, bills, spending, and the questions you need answered.
What this workbook helps you do
Money becomes harder to manage when the numbers stay vague. Use recent records to separate reliable income, irregular income, fixed bills, and flexible spending. Estimates are a starting point; label them as estimates. Keep account numbers, passwords, and identifying financial records off shared worksheets.
A practice example
Use a practice month: $900 take-home income, $450 fixed bills, and $300 flexible costs leave $150 before irregular expenses or saving. The exercise is to check what that remainder must cover.
Inside the download
- A short explanation and a worked example.
- Five specific questions with room to write.
- Four action checkpoints and a review page.
Designed for young men, families, and mentors. Print it or write your answers in a separate notebook. Bring the questions to a conversation; you do not need to share the completed worksheet with us.
Start with these questions
- What money reliably comes in, and on what dates?
- Which bills must be paid, and when are they due?
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