Money · 3-page PDF · 15-25 minutes
A simple spending plan that includes timing, essential costs, and a review.
What this workbook helps you do
A budget is a plan for money you actually expect to receive. Begin with take-home income and essential obligations. Include costs that happen less often than monthly by setting aside an amount when possible. If planned costs exceed income, write down the gap before deciding what to change.
A practice example
Practice with $1,200 of take-home income and $1,260 of planned costs. The first useful result is recognizing the $60 gap, then identifying a realistic change rather than pretending the budget balances.
Inside the download
- A short explanation and a worked example.
- Five specific questions with room to write.
- Four action checkpoints and a review page.
Designed for young men, families, and mentors. Print it or write your answers in a separate notebook. Bring the questions to a conversation; you do not need to share the completed worksheet with us.
Start with these questions
- What take-home income can you reasonably plan around?
- What are your essential costs and payment dates?
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