Money · 3-page PDF · 15-25 minutes
A cost-comparison worksheet for purchases, subscriptions, and offers.
What this workbook helps you do
A low first payment does not tell you the full cost. Compare the total amount, recurring charges, cancellation terms, and what happens if you miss a payment. Slow down when an offer relies on secrecy or pressure. Use official information and ask a trusted adult or educator to review confusing terms.
A practice example
Offer A costs $25 a month for twelve months. Offer B costs $240 upfront. Compare the full $300 with $240, then ask whether you need the purchase at all and can afford either option.
Inside the download
- A short explanation and a worked example.
- Five specific questions with room to write.
- Four action checkpoints and a review page.
Designed for young men, families, and mentors. Print it or write your answers in a separate notebook. Bring the questions to a conversation; you do not need to share the completed worksheet with us.
Start with these questions
- What do you actually need the product or service to do?
- What is the total cost over the same period for each option?
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